5
out of 5
POSTED: | BY: April James
Fast to settle claim
It was very fast to settle the claim. I have recommended Embrace to friends looking for pet insurance.
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Randy
Very Good Insurance Company
Embrace handles claims promptly and payments are made complete as per the insurance contract. The price is very reasonable for peace of mind that it provides.
5
out of 5
POSTED: | BY: Linda Smith
Embrace cannot be beat!
We purchased Embrace when we first got our new puppy in 2012, primarily because our previous dog had degenerative valve disease, and was uninsured. The vet bills were horrendous, but we did everything we could do for her, including a trip to Michigan State for experimental heart valve repair surgery. She died on the table, but we felt we gave her our best shot.
Then came Trudi. She had an unremarkable medical history for the first four years of her life--and then began having seizures. Not only is she epileptic, but she has been something of a brittle epileptic. Even after two drug changes she was having too many seizures, and then began to have more than one seizure in a single day, which has twice required hospitalization. Through all of this, the Embrace staff and company have been nothing but kind and helpful and prompt to help with the bills. My husband and I are in our late 70's, and are truly appreciative. We are also optimistic that a juggling of meds finally has Trudi's seizures down to a manageable level.
5
out of 5
POSTED: | BY: Roger St.Pierre
excellent
I'm so glad I got this affordable insurance I'm on a fixed income it really helped me financially I gave the claim form to the vet. and they took care of the rest can't be any easier.
5
out of 5
POSTED: | BY: Maureen
I've been happy with Embrace.
Easy to file. Helpful staff. Decent premiums. Have had Embrace for a number of years and only just needed it (do not have Wellness insurance). They had no problems covering Chloe's laser therapy for her sore shoulder. I have and will continue to recommend Embrace to friends.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.