Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Good insurance

I have had this insurance from the second day that I got my pug puppy-almost 5 years. They have come thru time and again for all of her issues. I love the added wellness amounts. My vet processes all my claims and I receive the reimbursements promptly. I am always able to reach an Embrace representative. This claim was for an ear and eye recheck.
5

out of 5

POSTED: | BY: Diane

Good insurance

I have had this insurance from the second day that I got my pug puppy-almost 5 years. They have come thru time and again for all of her issues. I love the added wellness amounts. My vet processes all my claims and I receive the reimbursements promptly. I am always able to reach an Embrace representative. This claim was for an ear and eye recheck.
5

out of 5

POSTED: | BY: Pat

Good customer service

Our latest claim was for our dog's annual check-up, allergy medication refill (not covered), year supply of NexGard and HeartGard, etc. The vet clinic sent in the claim for us and Embrace sent an e-mail promptly to inform us that they received it. An estimate of the reimbursement followed within a few days and then the reimbursement check came shortly thereafter. Have not had a problem so far with Embrace with any claim.
5

out of 5

POSTED: | BY: Diane

Wonderful

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.
5

out of 5

POSTED: | BY: Diane

Wonderful

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review