Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Williams

TEN years of excellence

Our sweet mastif mix dog Jack has had his share of health issues including leg surgery and allergies and cancer and thyroid problems. Embrace has helped us keep him healthy and pain free for TEN YEARS now. So very thankful for the excellent coverage and kind cooperation of all of the staff.
5

out of 5

POSTED: | BY: Twinkie Mom

Happy that we got insurance through Embrace.

Our dog a Golden Retriever is doing great now but had to have surgery to remove her front right leg that was expensive (lab tests, meds, surgery). Thankful that we got insurance through Embrace that help re-coop 80% of our expense after the $200.00, deductible as stated in their policy. I am very satisfied with everything.
5

out of 5

POSTED: | BY: Jennifer Kreiser

Easy and Quick!

Very easy to submit a claim. Quick turnaround time on claim reviews. I highly recommend Embrace!
5

out of 5

POSTED: | BY: Coral

Thank You!

I have had such a great experience with Embrace!
5

out of 5

POSTED: | BY: Connie

Awesome company that's loves our pets!

Embrace has been a life saver for our two beautiful labs, Ivy and Sammy!But especially for Ivy, she is being treated for lymphoma and hope to have her for years. if we didn't have embrace pet insurance, our poor puppy wouldn't be here with us. Thank you embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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