Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Love big mutts

I have two Yellow Labs and two Irish Wolfhounds - because I love big mutts, Embrace is essential to me. It has helped me in many instances and I feel peace of mind knowing it is there. I recently had to challenge a "pre-existing condition" for one of my dogs and Embrace worked with me and my vet and Animal Hospital and overturned the condition. I felt the process and judgment was more than fair. The normal process works very smoothly too. I have been approached by other pet insurance companies and I have checked out their policies but Embrace is the best!
5

out of 5

POSTED: | BY: Ana

Best decision I have ever made!

Scooby Doo is 7 years ols. During that time he has had multiple eys issues which eventually resukted in his losing both eyes. all of his treatments have been covered, quickly, efficiently and most of all with consideration for me and my pets. I LOVE Embrace!
5

out of 5

POSTED: | BY: Buster's

Peace of Mind

Embrace staff are very knowledgeable and supportive. Our FurBaby's health and wellbeing are very important. In the last 3 months we have utilized our coverage for an unforeseen condition...without Embrace we would have been forced to make unthinkable choices.
5

out of 5

POSTED: | BY: Daphne

We are more than pleased with Embrace Insurance.

We have had Embrace Pet Insurance for our dog and cat and it is far superior to any other insurance we had in the past. The coverage is affordable and worth every penny we pay each month. Embrace has covered periodic health issues over the years and recently a newly diagnosed major problem for our dog. The staff is courteous and prompt in responses and we are very pleased with the service.
5

out of 5

POSTED: | BY: Andrew

Best pet insurance company hand's down

We have had this insurance since our French Bulldog was a puppy, he is now 3 years old. In September he had a eye issue and eventually had to loose his eye. As a family having to take your pet to animal specialist day after day to try and save his vision, paying thousands and thousands of dollars. Once the whole ordeal was complete and we contacted EMBRACE on how complete the claims process, they were very compassionate and the process was very easy. EMBRACE not only made the process easy, they paid everything turned in within two weeks.We are very greatful to have had them and will continue to do so.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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