3
out of 5
POSTED: | BY: Chris
Frustrated I already know this claim is Excluded
Unable to view my claim status.
4.9
out of 5
Number of reviews 19,763
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Miri
The only insurance worth paying for
This is my third or fourth review I have written for Embrace. I love them that much. I can't even tell you how grateful I am that I do not have to worry about costs when I take my cat to the vet. The math is simple--I pay copay plus 80% of the total cost (at least with my plan). I have definitely spent more than I have ever paid them. The tiny amount of $23/month is so worth it. Get Embrace for your pet now!!
5
out of 5
POSTED: | BY: Julie
Embrace has saved our dogs eyesight
Our 8 year old Diabetic Lab lost his eyesight in 2 weeks and we found a Vet Opthamologist that put new lenses in Hunters eyes. He has 100% of his eyesight back and Embrace paid 80% of his surgery which was not cheap. We have our old ball loving dog back thanks to Embrace.
5
out of 5
POSTED: | BY: Jeri
Re-Payment of lost claim check
Never received a check for a claim I had submitted and when I called to check on it they issued another check immediately. My experience was very nice and the person I spoke to was wonderful. Thank you Embrace.
5
out of 5
POSTED: | BY: Joe
Quick Reimbursement - Minimal Documentation
Our toy poodle Max started to limp when he was about 15 months old. Turned out he had a congenital orthopedic issue. The cost of the surgery, meds, etc. was over $3,200.00. I submitted the claims via email and was reimbursed (up to my chosen policy limits) within 10 days. The claims department periodically kept me informed via email as to the status.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.