5
out of 5
POSTED: | BY: Christy
Wonderful
Embrace helped pay the cost of acupuncture & Chiropractic care. What else can I say ! Wonderful! Thank you!!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kate
Ingestion of foreign item
Thank you Embrace for the extremely fast response in processing Rizzo's claim when he ingested leather from a sandal. The timely acknowledgment of a new claim, the update in claim status and fast processing is extremely helpful and appreciated.
5
out of 5
POSTED: | BY: KD
Glad we signed up with Embrace!
We adopted our 10-week-old pup from a rescue group in Arkansas, so we were not sure of her background. Our last dog had struggled with allergies and some rather expensive orthopedic conditions - which we gladly paid to treat, but which were quite steep. With our "new" puppy, we decided to look for coverage, to be on the safe side this time around. It turns out, she had a few minor treatable issues within her first couple of years with us - and although we would have managed, it was so nice to know the coverage we purchased from Embrace was a very wise choice! I highly recommend this company - very professional and communicative.
5
out of 5
POSTED: | BY: Jodi
Claim on Dog illness
I was very pleased with the whole process of submitting my claim for my dog's recent health issue. The customer service on the phone is always knowledgeable and kind. They sent the claim form to my vet and emailed me once they received it back. once it was reviewed they emailed again and I received a check very quickly afterwards. Their materials are very easy to understand as is the client portal on their Web site.
5
out of 5
POSTED: | BY: Elenita
Love Embrace
I love how quick they are to respond to my claims and always available to answer any questions or concerns I have.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.