Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet Miller

Embrace is the Best!

I have had Embrace Pet Insurance for about 8 years. They are the best and provide amazing service and coverage. I have never had any problems with any claims. You can go to the vet of your choice and there is not benefit schedule which is very important. You can customize your plan as well. I feels good having peace of mind knowing that there is coverage for your pet.
5

out of 5

POSTED: | BY: Carole Magargee

great in all ways

First time I have had pet insurance and working with Embrace was great. Submitted 1 year of claims(6 total)and received payment within 2 weeks and no hassel. Friend and thorough
5

out of 5

POSTED: | BY: Kim DiNicola

Embrace was there for me and my pug, Cassie

My pug, Cassie has been pretty healthy until one day she was very ill and had a high fever. It took quite a few tests and days at the vet to figure it all out. I worried about Cassie but didn't worry about what it was going to cost because I knew I was in good hands with Embrace! I was reimbursed and will always have insurance with Embrace! Thank you!
5

out of 5

POSTED: | BY: Phil

Excellent company- I highly recommed

Bailey and I had a difficult and expensive year last year. She was misdiagnosed with Addison's disease, which led to several expensive treatments and specialists. She is now doing fine (no Addison's), but I was worried that Embrace might raise our premium, or drop us altogether. They didn't. Embrace covered everything with no hassle at all. We are customers for life.
5

out of 5

POSTED: | BY: Robert Adams

Very Satisfied Policy Holder

Benny, our male beagle, suffered a cranial cruciate ligament tear in October. During this ordeal the staff at Embrace expedited payment of all claims without delay. The Staff is caring, responsive, efficient and customer friendly. Having Embrace allowed us to get the best possible medical care for Benny and to focus primarily on his recovery. Thank you Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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