5
out of 5
POSTED: | BY: Rebecca
Incredible
I can't say enough about the informed, kind and caring Embrace staff. Every claim is handled efficiently and within the 10- 15 days promised.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Luisa
Great coverage, great customer service
I had pet insurance (VPI) for other dogs, many years ago, but this time around I did some research, talked to friends, and heard such good things about Embrace that last December I decided to sign up all three of my dogs. So glad I did! My four-year-old mixed breed dog, always super active and healthy, came down with a persistent case of swollen tonsils a few months ago. ER visit, vet visits, specialists, biopsies... the bills piled up. I distributed claim forms to all vets. The vet offices faxed or emailed everything to Embrace; Embrace kept in touch with me via email; the deductible was met; and refunds were issued in a timely manner. And: after a quick call to the Embrace office, instead of a check in the mail, refunds were transferred electronically and were in my bank account the next morning.
I love my dogs, and I'm happy to know that Embrace has them covered. I'd recommend Embrace wholeheartedly to anyone looking for health insurance for a beloved canine companion.
5
out of 5
POSTED: | BY: Linda
10/10
I am so satisfied with my Embrace insurance. I have told many pet owners about Embrace Insurance. When I call Embrace I always get a concerned and caring person to speak with. I wish there was a way to get the public more involved. It seems like so many pet owners do not know that pet insurance even exists. It is so important to focus on your pet and how well they are doing and not on how you will pay for their veterinary care. Thank you for being there for my Eddie. He is like new now. I will continue telling pet owners about Embrace Insurance.
5
out of 5
POSTED: | BY: Michael
amazing
I have rescued a female pit bull, she is 2 yrs. old and was used for breeding and was found as a stray. She has some problems with her breathing and I had some cysts removed. I was told about Embrace from my doctor at the Perry hall Animal Hospital and I am so pleased that she did tell me about Embrace. After I found out that they gave me a discount for being with U S A A I was floored. Embrace has paid me in a very reasonable matter because I have to pay it up front. I would let anyone know about this company because they are Super Amazing.
5
out of 5
POSTED: | BY: Susan
Love big mutts
I have two Yellow Labs and two Irish Wolfhounds - because I love big mutts, Embrace is essential to me. It has helped me in many instances and I feel peace of mind knowing it is there. I recently had to challenge a "pre-existing condition" for one of my dogs and Embrace worked with me and my vet and Animal Hospital and overturned the condition. I felt the process and judgment was more than fair. The normal process works very smoothly too. I have been approached by other pet insurance companies and I have checked out their policies but Embrace is the best!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.