Embrace | Pet Insurance Review

I've had times where insurance were "unable" to cover certain medical expenses. EMBRACE's staff were friendly and on top of everything I needed to get done. They refunded our vet bill and Bentley (my SH Chihuahua) is happy and healthy!

I am so happy I decided to take out pet insurance for my 3 dogs. My first choice was Embrace! Recently our Boxer had surgery to repair a torn cruciate and is now doing rehab, I would never been able to give her the care she needed without Embrace And the Wellness rider is great, it covers vaccinations to flea meds. and heartworm preventative. Thanks to all the staff and vets at Embrace for all of your gray Care and customer service.

Urie started with vomiting, diarrhea and became extremely lethargic within 2 days. She spent 2 days at our vet's (Peticote Veterinary) and then 2 more days at Northstar Emergency Hospital. Urie had multiple blood work, lab work, x-rays, ultrasounds, endoscopy, etc., and received the best possible care. KUDOS to Peticote and Northstar for their diligence in getting Urie back to excellent health. And yes, KUDOS to Embrace Pet Insurance Company! It is so comforting and gives me such great peace of mind in dealing with all veterinary decisions. I've been with Embrace for 2+ years and I'm so grateful for their excellent service and professionalism. It was the best decision I made in selecting Embrace over 5 other companies indeed!

Never had to make a claim yet. However be warned each year rate increases exceed 10%. Ask for proof of costs rising to determine justification they refused. Imagine cost of policy in 5 years. Our wellness plan through Banfield has never increased.

I filled out the claim form, took it to my vet with the attached payment statements, they faxed the required info to Embrace. Several weeks later I get a check for the amount over my deductible! Couldn't ask for any better service. I would definitely recommend them.