5
out of 5
POSTED: | BY: Sheryl
Awesome pet insurance!
Quick claim process and excellent customer service, highly recommend!
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tiffany
Great service
Submitting claims is very easy, and there was no hassle or haggling. Thank you for a great experience !
5
out of 5
POSTED: | BY: Ernest Lee
Highly recommended!
My Bernese Mountain dog became very ill, root cause never fully found. He was hospitalized twice and had all kinds of tests and procedures. I expended my full insurance. Embrace paid as advertised ad with no question. Don't know of any better company to deal with. They were excellent... 10/10
5
out of 5
POSTED: | BY: Nancy
Wonderful Company
I recently had some claims for my dog that were promptly processed without questions and the status communicated to me at both receipt of the claim and when the claim was processed. Years ago I also had some claims that were also promptly paid. I always recommend Embrace for pet insurance!
5
out of 5
POSTED: | BY: Stacy Saluga
Embrace Very well worth it!!
I just switched over to Embrace and they are very reasonable and pay what other insurers do but don't charge as high of a monthly fee. I have two dogs so it adds up but its very reasonable monthly fee for both. My dog ended up having Gastroenteritis, it took a few attempts going to the vet to figure it out, running tests and more tests, more medicine so my vet bill was running up, close to $3000.00. Embrace paid around 2400.00 which is what I expected. I'm very impressed.
I have recommended Embrace and will continue to do so.
Thank you for everything Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.