Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: sharon kimmel

I wasd extremely pleased with everything!!

Everyone was so helpful each time I called with questions. The process is quite easy to submit claims. Definitely is a wonderful experience dealing with Embrace!! Embrace was very helpful and understanding when I handed in a whole years worth of claims for both dogs. Thank you!
5

out of 5

POSTED: | BY: Lisa Hebert

Great Pet Insurance!

Embrace is quick in processing claims. My schedule is very busy and as a result, I submit the claim forms months after my dog visits the Veterinarian. All my claims are processed quickly and I am notified via email that Embrace is processing the claims. I am also notified via email when to expect t my reimbursement. I feel comfortable knowing there is a Pet Insurance I can trust and that my dog will be well taken care of!
5

out of 5

POSTED: | BY: margaret mcelhaney

satisfied

I have used Embrace for couple years, and have been very satisfied with their service. My dog became very sick and needed surgery. Embrace reviewed all paper work, and re-embursed their part of the insurance agreement. I have told everyone I meet, that animal insurance is very important and you never know what may happen, as with my dog. I have and will continue to recommend Embrace, as I feel you need to be able to count on your insurance group. I trust Embrace with my dogs needs, as he ( my dog ) is very important to me.
5

out of 5

POSTED: | BY: CJ Soricelli

Best Pet Insurance Ever!!

I researched several companies before choosing Embrace so I feel confident that I can sincerely claim this to be the best company out there. Their coverage is straightforward, comprehensive, customizable, and efficient. I am new to owning a pet but feel so comforted knowing that my little guy will be well taken care of and it won't have to cost me a fortune when an event occurs. The premium I pay was equal to a small insurance plan I had for myself that did not have near the same type of benefits. I think it's funny when we can take better care of our animals than we can ourselves. I am a very happy and satisfied customer. The claim process is quick and easy. This has truly been a amazingly positive experience for me and my pet.
5

out of 5

POSTED: | BY: nora iepson

best money i've spent

fast, easy, on time review of claims and immediate payments, could not ask for more.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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