4
out of 5
POSTED: | BY: gina caputo
dealings with embrace staff
8, very prompt responses. Somewhat tedious process, to have to copy receipts and then provide dr with same and after they complete it have them fax it.
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sarah
Thank you for being you
I can't say enough about Embrace. The process to submit claims is so easy and stress free. I actually feel like I am dealing with real people who care about me and my dog. Thank you so much for being such a wonderful company, your quick response time and customer service is off the charts!
5
out of 5
POSTED: | BY: Jim &
Fantastic
I am not one who writes reviews. However, my experience with Embrace has been fantastic. I originally picked Embrace because of its relationship with the USAA Family. When my wife and I contacted Embrace for a policy the sales person was great, she had all the info and very knowledgeable on the products and services Embrace could provide. We have had several claims during our first year with Rocket and Embrace never once questioned the services or providing reimbursement. My wife and I truly hope that Rocket will not have as many in the coming years.
5
out of 5
POSTED: | BY: Lynnette
Extremely satisfied
My claims were paid within a week of submitting. I recommend Embrace insurance to anyone.
5
out of 5
POSTED: | BY: Lisa Boyle
Piece of mind
Embrace is great. My Newfy has had many allergies and skin infections over the years and i have piece of mind that I can afford to give him the best of care with Embrace. They process claims efficiently and are always available to answer any questions.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.