Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jenna

Be a responsible pet owner

Embrace has paid for itself every year for us. I feel like you cannot be a responsible pet owner without some type of pet insurance. After much research, we decided to go with Embrace and there have been no regrets since. Reimbursement checks are always quickly received and claims are super easy to submit (fax, mail, email). I definitely recommend to everyone with a pet whether it's a baby or adult.
5

out of 5

POSTED: | BY: Kimberly

Blessing

I have called Embrace on different occasions and have found them to be very kind, understanding and willing to go to the extreme to help in anyway they can.
5

out of 5

POSTED: | BY: Nona

Exceptional

Since June we continue to endure diagnostics and physical therapy in a effort to discover cause, diagnosis, and treatment to avoid expensive painful surgery. Embrace has been faithfully supportive during this frustrating period. The dictionary fails to provide adequate superlatives.
5

out of 5

POSTED: | BY: Jean

Couldn't take care of my dog properly without thi

My husband says we have a "million dollar dobie", and he's right. Embrace has reimbursed us for:1- arthroscopic shoulder surgery,2- extensive post-op physical therapy, 3-emergency, life saving surgery for GDV (bloat), 4-physical therapy and veterinary chiropractic care for Wobblers. So our beautiful 7 year old doberman is fine.
5

out of 5

POSTED: | BY: Silvia

Great service

I highly recommend pet insurance. Their service is fabulous. Anytime I had a problem they have always being extremely healthful and quick in there claim processing. I already talked with many people about your fantastic service. Keep it up you are the best.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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