5
out of 5
POSTED: | BY: Pamela
Great Experience
When your pet is sick, the last thing you want is to worry about what it will cost. I have had no worries with Embrace. They have taken good care of us.
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Joseph Lawrence
A wonderful experience
Great customer service
5
out of 5
POSTED: | BY: Kathy
Great customer service
The communication from Embrace regarding claims status has been great. Timely and clear. Most of all - no hassel in covering what they promise! Thank you EMBRACE
5
out of 5
POSTED: | BY: Cathy
Great experience - first time for pet insurance
First time insuring a pet. Hexxi is a young pup that ate her toys. One had to be surgically removed. Thank you for covering her surgery.
5
out of 5
POSTED: | BY: Bill Colbert
Outstanding service
We are very happy with Embrace pet insurance. We have only Rocco and he is a mixed breed dog that we love very much. When he was diagnosed with diabetes I thought this was the end of another animal that we love very much!! Embrace along with vet made this us comfortable with the smooth process of reimbursement and assistance with all of our claims.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.