Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katrina

Embrace is the best!

I started with Embrace after a 4,000 dollar surgery for my dog opened my eyes to potential accidents and costs a little puppy could amass. Ever since then, I have not worried about the costs or taking my puppy to the vet, because I know Embrace will be there for me. They are efficient, timely and communicative. I highly recommend getting your pets insured with Embrace.
5

out of 5

POSTED: | BY: Josephine

Easiest and Best Insurance out there

When we adopted our first ever dog 4 years ago, we decided to get pet insurance. After having indoor cats for 25 years, we felt a dog probably would get into more trouble vet visit wise, we were thinking porcupine quills, cars, etc. Never in our wildest dreams did we think our baby girl would be diagnosed with Lymphoma at 5 years young. I can't say enough about how wonderful Embrace has been for us. Firstly having insurance made it possible to seek out the best care for our girl. Our claims are submitted by the oncology practice and we have a check in less than 2 weeks. Our baby is in remission with 2 more treatments to go. Thank you Embrace for taking the financial worry out of the equation. Instead, we can spend our time and energy making her days the best and happiest possible....
5

out of 5

POSTED: | BY: Susan

I <3 My Dogs+Embrace=Peace of Mind

We researched plans and concluded that Embrace was the most affordable, least exploitive and best coverage for our pets. We have a Belgian Malinois and a small rescue. Anyone who loves the Malinois knows that most have a drive as they say, like a "Sheperd on crack". Lola is soon to be 3 and we have definitely had peace of mind knowing she's covered for injuries. Let's just say our vet bills and return from Embrace have exceeded our coverage. Customer service is excellent and refunds are expedient! We learned with our previous Malinois, having no insurance was a mistake. After close to $15,000 vet surgery and bills most of that would have been covered.
5

out of 5

POSTED: | BY: Nancy

Excellent customer service

Vert easy to deal with. Fast processing on claims
5

out of 5

POSTED: | BY: Andrea

Wellness Plan

Embrace Pet Insurance are so quick and I'm getting paid back what I spent on my big guys gastropexy. The wellness plan is totally worth it. So glad I have the wellness plan plus the insurance all in one bundled.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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