Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gabi

Thank you, Embrace

I just got Embrace insurance on my 7 yr. old dog. After a couple of weeks being insured, my dog had Obstruction Surgery. Never thought this would happen to my dog. Well, was I lucky. Embrace covered 90 percent of my total bill after my deductable, as it was stated in the contract. I could not be happier with them. Thank you, Embrace!
5

out of 5

POSTED: | BY: Madhu Subherwal

Thank you!

My 8 year old boxer had to have surgery twice within a month for lumps that we spotted on two different occasions. Very nerve racking for me, and expensive, to say the least. But Embrace stepped in and made sure I was reimbursed promptly. My baby girl is better and lump free (4 of them turned out to be lipomas, 1 was the beginning of a mast cell tumor we found early). She is her spunky self again, and Embrace was with me the whole time.
5

out of 5

POSTED: | BY: Sherry

Quick Claim Turnaround

New to Embrace but I've faxed in 2 separate claims on my wellness plan and both paid within a week.
5

out of 5

POSTED: | BY: Faith Berlino

Amazing, Amazing, Amazing!!!

I can't believe how incredible this company is... they are quick to respond to questions or any inquiries, they genuinely care about their customers, they have saved my two fur babies lives!!! what more can I say? I tell everyone about this company.
5

out of 5

POSTED: | BY: Karen

Cheers for Embrace

I really appreciate how easy it is with Embrace to handle the (normally aggravating) paperwork of filing a claim. I tell everyone I hear grumbling about the cost of pets about the satisfaction I have gotten working with Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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