5
out of 5
POSTED: | BY: Leslie
At Your Service!
Impressive that claims begin to be processed immediately. Phone service is "A-1" tops too!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Janice
Better explanation of coverage.
Coverage was for accidental and wellness only. I thought the wellness coverage would cover illness as well. I paid for insurance that I could not use when it was needed for my dying cat.
5
out of 5
POSTED: | BY: Connie
Best thing we did for Molly. Very Happy
We are currently dealing with our 21 month old Labrador Retriever having issues with her hind leg. She injured it during the summer resulting in rest and medication. When she goes back to her activities we are back to the problem. Just had x-rays and now waiting for her to see an Orthopedic Surgeon to see what his thoughts are. We are so thankful for this insurance. Fortunately we have only needed it for small issues but this could turn out to not be a small expense. I am so pleased with Embrace and tell anyone who has gotten a new puppy, please get them insurance, you will be thankful if they become injured or become ill. Best decision we made for our Molly girl.
5
out of 5
POSTED: | BY: Natalie
Thank you Embrace!!
Lakshmi was diagnosed with a bladder stone requiring surgery. I called Embrace to see if we were covered for a second opinion. The staff was very helpful. They recommended we add a wellness plan as the coverage would cover special dietary needs if needed. We were covered for the second opinion. The second vet also recommended the surgery, as the stone was quite large. During the waiting period before the surgery was scheduled, Lakshmi's diet was changed - she's getting homecooked food, and the new vet provided some remedies. When Lakshmi went in for her surgery, the stone was gone. During this process, there were a LOT of vet bills, and I was reimbursed for all of them within days. I I am soooo thankful for the excellent customer service and prompt reimbursement. I was not an insurance fan, but I give Embrace 10 stars! Highly recommend.
5
out of 5
POSTED: | BY: Barry
Excellent coverage for my new born pup!
Well, we got a puppy and our vet suggested we get insurance. In thought it was a good idea but I had no idea how it worked. I read reviews, created spreadsheets and picked Embrace hoping I would never need it.
1 month after getting Embrace, my puppy needed a surgery for a urinary issue. The same year, she developed a mass under the skin and needed another surgery. My dog is now 1.5 years old, had 2 procedures and doing fine.
BOTH PROCEDURES WERE FULLY COVERED AND EMBRACE OVER $1500 WITHOUT QUESTION AND QUICKLY!
I'm so glad I picked Embrace! thank you so much and you truly do deliver great coverage!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.