Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Justin Davidson

I wish Embrace covered humans

Prompt, efficient, smooth, and no arguments. If only other kinds of insurance were this painless especially for dogs, I'd recommend buying an Embrace policy right after you Getty your puppy's first leash and collar.
5

out of 5

POSTED: | BY: Deanna Jaffey

Mass of Body Region

Zeva had a body mass that required 3 appointments with treatment to determine that surgery was necessary. Knowing the surgery would be covered in part was a relief. I have had Embrace insurance since 2009 and would recommend pet insurance.
5

out of 5

POSTED: | BY: Sharon

Easy to use

I've been thankful for this insurance. It gives me peace of mind knowing that my dogs will be covered in an accident or illness. They're very helpful, kind, and considerate. Its so easy to file claims! I definitely recommend Embrace pet insurance.It did take some time to get coverage but only because of an ER clinic not cooperating for awhile.
5

out of 5

POSTED: | BY: Lindsay

Best insurance for my furry friend!

Embrace Pet Insurance has been completely reliable from day 1. They are easy to communicate with and offer great packages at competitive rates. I rest easy knowing my dog is protected by Embrace!
5

out of 5

POSTED: | BY: Ray Bass

Peace of mind

My mini Schnauzer had a painful foot pad injury. Although the vet bill wasn't astronomical, it still gave me peace of mind to know that Embrace had my back should it have turned out more serious.Reimbursment was in the bank before I knew it. Thanks again
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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