Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gaelle Comparat

Satisfied customer!

Extremely friendly and caring staff!Great pet insurance at affordable cost.
5

out of 5

POSTED: | BY: Kim Hemsley

Support for hip replacement surgery

Our dog Bertie was suffering from joint pain. The decision to have full hip replacement surgery was a tough one but he has come through and now leads a happy and active life. Without Embrace it would more than likely not been possible.They were very supportive throughout and prompt with reimbursement of a good portion of the surgery and post-operative care. Would definitely recommend Embrace to all pet owners.
5

out of 5

POSTED: | BY: Kay

Another satisfied customer (again)

Again, Embrace exceeded my expectations for prompt and professional management of my claim!
5

out of 5

POSTED: | BY: Dr Pelfrey

Awesome service

I'm a veterinarian and recommend insurance to every client. Even if you own your own clinic there are still cost associated with every procedure and doctors and staff to pay. Proof is in the pudding as we have had 2 claims on my own golden puppy and the claim service is awesome. Keep up the good service Dr Pelfrey
5

out of 5

POSTED: | BY: Melvin Hunter

The Wellness plan is Awesome!

My dog was neutered and had dental work all in one appointment. The total amount was covered by my wellness plan. Embrace response to the claim was within two business days.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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