Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cory

Excellent experience with this company

Our dog needed an operation to remove a cancerous toe. Embrace's paperwork was easy to complete. They covered almost the entire cost of the surgery, and they reimbursed us quickly for the expense. An Embrace customer service representative even followed up to make sure we had received their check. I am very impressed with the service and professionalism of this company.
5

out of 5

POSTED: | BY: Billye

Eye drops prescription

Embrace has been very helpful & courteousThank you
5

out of 5

POSTED: | BY: Kelly

Embrace is Efficient!

My husband and I selected pet insurance from Embrace after careful evaluations of the various pet insurances that are out there. We are very pleased with our decision to go with Embrace. They are extremely organized, on point with claims and reimbursements and professional.
1

out of 5

POSTED: | BY: George

Money hungry just like any insurance company

The company uses any method to twist words in their favor. Unless you are a lawyer, putting a claim is useless because they will scrutinize the claim and find something that will not cover it. Their rules are so convoluted that it's close to impossible to actually get a claim covered. It's sickening how many claims I've put and how many excuses I've hard for the claims not being covered. My advice: only worth to get insurance if you just bought a healthy puppy. Otherwise, it's a money pit.
5

out of 5

POSTED: | BY: Julie

So happy to have Embrace

My daughter's mobility dog got sick in the middle of professional training in another state. We drove to pick her up, brought her home with us and began extensive veterinary treatment. Embrace Pet Insurance was awesome in processing and fast payment of claims and customer service.She is recovering well, and will soon be back in training so she can help my daughter throughout her day. A million than yous to Embrace!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review