Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ryan

Best Customer Service on Earth!

Embrace is absolutely fantastic! I've had them since my dog was just a few months old and they've done an amazing job of covering him over the years. Unfortunately, my Boxer was recently diagnosed with a Mast Cell Tumor. I called Embrace and they expedited my claims so that I could afford to quickly cure my dog. Within just a few days of his surgery, I had over $2000 direct deposited into my account and he's fully cured of his illness. Throughout the process the Embrace team was amazing, followed up with me on my claims, and even double checked with me that the money was deposited into my account. I recommend it to every dog owner I meet!
5

out of 5

POSTED: | BY: Daniel

Embrace Pet Insurance is the best!

You have always settled my claims quickly, and your customer service reps have always been most friendly and helpful. Every time I've had a claim, my settlement has been extremely generous. I couldn't ask for more. I would highly recommend your insurance to anyone who loves their pet. You are the best! Thank you for being there. Yours truly, Daniel Price
5

out of 5

POSTED: | BY: Garrett

Exellent Service

Embrace has been top notch. Very helpful and speedy with replies and claims. Very straightforward with description of refunds. Would recommend to anyone who owns a pet.
5

out of 5

POSTED: | BY: Lauren

Great company

Would/highly recommend to others
5

out of 5

POSTED: | BY: Lisa

Awesome!

I'm recommend embrace to everyone I meet!The insurance coverage they provide is better than my own health insurance! People are amazed at what they provide and how little it costs to give your pet their own policy. We rv a lot,, so it is with peace of mind that we travel knowing our fur baby is covered anywhere at all times in the event of anything happening!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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