5
out of 5
POSTED: | BY: Coral
Thank You!
I have had such a great experience with Embrace!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Connie
Awesome company that's loves our pets!
Embrace has been a life saver for our two beautiful labs, Ivy and Sammy!But especially for Ivy, she is being treated for lymphoma and hope to have her for years. if we didn't have embrace pet insurance, our poor puppy wouldn't be here with us.
Thank you embrace!
5
out of 5
POSTED: | BY: Tracy
Medical insurance is not optional here!
Having Embrace is a godsend - especially when you don't want to have to choose whether you can give your dog an expensive surgical to alleviate pain or just appease them with pain meds forever. Glad we didn't have to make that choice. We have had two instances out of the blue with Zephyr where the treatment option was $3000+ and it would have been a difficult choice to make. Embrace takes the question out of the equation. No preadmission needed and easy to file. I recommend Embrace to all our friends with new pets. Wouldn't have one without it.
5
out of 5
POSTED: | BY: Mindy
Excellent
Embrace is a great organization. All the staff is always helpful, the claims process is so so easy. All reimbursements are sent back in a timely manner. I highly recommend this insurance to anyone who has a pet.
5
out of 5
POSTED: | BY: Marilyn
Best of breed
Smooth, efficient and courteous. Always know where you are in the loop.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.