Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ducle

Embrace Pet Insurance...amazing experience

My pets name was Dulce, a 4 yr 10 month female German Shepherd. She was diagnosed with a fungal infection that attacked her right paw at 3-1/2 years. At the time, she survived and only sustained an amputation of her first digit. Unfortunately, the fungal infection was systemic and continued to attack her body. Approximately a year later she contracted fungal spinal meningitis and believe it or not she survived that. Approximately 4 months later the fungus began to attack her right hip. I was in the process of attempting to obtain a CT scan and possible bone biopsy when the fungus attacked her kidneys. Her kidneys could not sustain the final attack to her fragile body and on October 28 she was euthanized. Embrace Pet Insurance was by my side throughout the entire time. Never did this pet insurance company give me difficulty in covering her cost. I had an annual $10,000 policy with a $200 deductible. They covered 80% of the cost. I would comfortably say that my pet had better insurance than most people had with Obamacare. I would highly recommend this insurance company to anyone seeking a good pet insurance. Thank you Embrace for everything you have done. Because of the coverage provided by your insurance company, I was able to give Dulce a good quality of life until the end.
5

out of 5

POSTED: | BY: Victoria

Happy Mommy

My cat Misty never had a problem until this year. I was very lucky to have this insurance. There is no way we cold afford all this without some help. Thanks to Pet Embrace, the $$ is not as bad.
5

out of 5

POSTED: | BY: Claudia

TEN years of excellence

Our sweet mastif mix dog Jack has had his share of health issues including leg surgery and allergies and cancer and thyroid problems. Embrace has helped us keep him healthy and pain free for TEN YEARS now. So very thankful for the excellent coverage and kind cooperation of all of the staff.
5

out of 5

POSTED: | BY: Twinkie

Happy that we got insurance through Embrace.

Our dog a Golden Retriever is doing great now but had to have surgery to remove her front right leg that was expensive (lab tests, meds, surgery). Thankful that we got insurance through Embrace that help re-coop 80% of our expense after the $200.00, deductible as stated in their policy. I am very satisfied with everything.
5

out of 5

POSTED: | BY: Jennifer

Easy and Quick!

Very easy to submit a claim. Quick turnaround time on claim reviews. I highly recommend Embrace!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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