Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deby

Beyond my expectations in quick follow through !

I enrolled with Embrace for the last four years. Every time there has been an accident from sneaky ingesting massive amounts of chocolate through getting bit by a rattlesnake, my 12 pound dog got professional care and claim forms were emailed to the providers with alacrity! The forms were not complicated for the medical staff to complete and turned them around for me to receive 80% after a reasonable annual deductible within a short time. I walk around with my pet and tell strangers about his snakebite and tell EVERYONE they should sign up with EMBRACE.
5

out of 5

POSTED: | BY: Rebecca

THE BEST!

I've had Embrace for quite awhile & I will NEVER have another pet insurance Co! They are top notch from beginning to end & that includes sending sympathy cards when my beloved Logan passed! I always recommend them!!!
5

out of 5

POSTED: | BY: Kailey

Absolutely WORTH IT!!!

We've had Embrace Pet Insurance for just over six years now and I could not be happier. The reps are professional, accommodating and always timely. And the claims process is quick and hassle free, I've never had an issue. Our dog has been in near perfect health all his life, and yet we are still saving money with all the reimbursements. We pay about $68 a month and each year we make our money back and then some. Having Embrace Pet Insurance is absolutely WORTH IT!!!!
4

out of 5

POSTED: | BY: Emily

Embrace cares about my senior dog

Maggie is 10 years old with crippling arthritis. Embrace covers a sizeable amount of the costs for medication she needs. With the medication Maggie's quality of life is good.
5

out of 5

POSTED: | BY: Audra

Fantastic

great customer service, accurate claim payments, online access to account, get coverage, timely decisions
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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