5
out of 5
POSTED: | BY: Susan
Good but more speed needed
Wish it could have been done in 7 business days.
4.9
out of 5
Number of reviews 19,925
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: J
Thankful since 2007
We are so thankful for Embrace. Has protected our Boston for almost 10 yrs. No idea what we would have done without them.
5
out of 5
POSTED: | BY: Brad
So far so good!
We just started a policy on our little pup and opted for the wellness benefit. I submitted my receipt yesterday and payment was issued today! I don't think I've ever had any type of claim handled so fast.
5
out of 5
POSTED: | BY: Paul
Great service!
Golden retriever has bad hips on x-ray but no clinical signs to date. Vet recommended water treadmill and therapy as a way to postpone or prevent total hip replacement. Claim for PT was paid within 10 days of submittal without any issues or limits.
5
out of 5
POSTED: | BY: Jishnu
Amazing Embrace
My Pet had issues around broken toe nail and foreign particle ingestion. The feedback from Embrace was prompt with clear Explanation of Benefits. Apart from this, the Wellness Claim feature is amazing and the service and the response from Embrace staff is always very prompt. I reviewed quite a bit before arriving at Embrace as my preferred insurance company for my pet and I am 100% satisfied till now. Her is wishing Embrace all the best going forward.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.