5
out of 5
POSTED: | BY: nora
best money i've spent
fast, easy, on time review of claims and immediate payments, could not ask for more.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: henry
Embrace is number ONE
Embrace is always there. Just read your contract and they will keep up their end. I see some people say their unfortunate because their pets did have any problems and so they did not use Embrace two things I say : #1 Be glad you have a healthy pet and #2 Embrace is their if you need it, just fire ins and car ins. Its Great peace of mind with a great insurance for pets !!!No I do not work for Embrace !!!!!!
5
out of 5
POSTED: | BY: Lynne
Best decision we made as PetParents!
I knew I wanted pet insurance for our standard poodle, Dexter, so I researched like crazy before deciding on Embrace. Now, 7+ years later, I consider it one of the best decisions we have made - and I tell all of my dog park friends to become Embracers as soon as they can. Dexter has had numerous health issues - allergies, eye problems, and two (yes, TWO) torn ACL's with accompanying surgeries. With Embrace, we were able to go to the best vets for surgery without worrying that we would have to put off early retirement! Claims are paid very quickly, and every time I have had a question I have encountered knowledgeable, helpful and kind representatives. We couldn't be happier. Thank you, Embrace!
5
out of 5
POSTED: | BY: Rebecca
Thank you for the friendly service
Embrace was easy to deal with and kept me informed of the claims processing. I highly recommend them to other pet owners... reduces the stress when you are already so worried about the furry baby.
5
out of 5
POSTED: | BY: Chantal
Very satisfied
So far we have been very satisfied with the insurance
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.