5
out of 5
POSTED: | BY: Dustin
Ortho
Embrace is wonderful as always! My lab is going through tough times with hip and elbow dysplasia and Embrace has been terrific through the entire process so far.
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: shelly
Remarkable
I cannot describe how sincerely grateful I am to the employees at Embrace Pet Insurance. Everyone that I spoke with or communicated with, via email, was very compassionate, understanding and very caring of my pets medical needs.
5
out of 5
POSTED: | BY: Susan
So happpy to have insurance
Once again, we are SO HAPPY we decided to have Pet Insurance. Stella ou, 11 month old, Standard Poodle went to the vet with something wrong with her eye - it ended up being Horner's Syndrome. Our vet also decided to test for Lyme, just in case. The entire visit was covered - meds and all.I submitted the forms through my phone with the use of a scanner app. The next day I had an email from Embrace saying it was covered. We are 100% happy with Embrace and would recommend it!
5
out of 5
POSTED: | BY: Lisa
So far so good but plan ahead
So far Embrace has accepted all my claims. My dog has been insured since he came home so no pre-existing conditions. The only big drawback which is partially my fault for not paying attention is the first claim can take a long time to process. The reason for this is they will require all the vet claims for the first 6 months of coverage which can be exhausting to get and review. Now that that has been done things seem to be going more smoothly and so far I've gotten back what I expected. Excellent rate, no sharp increases, and the healthy pet reduction in deductible is great.
5
out of 5
POSTED: | BY: Denise Carrillo
Dependable & Outstanding!
Embrace has always delivered outstanding service and I can always count on my claim being processed almost immediately. I have never had any issues and recommend this coverage to everyone I know.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.