Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dinah

Excellent Coverage !

My two year old precious kitty, Malee, has been having some skin allergies on and off around her face and ears mostly. I wanted to know specifically what was causing the allergies, instead of "try and see" approaches. Embrace Pet Insurance allowed me to get the complete in depth blood testing done that I could not have done at the time on my own. They reviewed the claim and had the money in my account so quickly ! And they pay for the Acupuncture ahe gets to help her. I am beyond happy with Embrace and if we add more fur babies to our family, they will certainly be covered by Embrace ! Thank you Embrace for your care ! 😊
5

out of 5

POSTED: | BY: Dawn Cissell-Browne

awesome

Embrace always handles my claims with professionalism and yet a personal touch in a timely manner
5

out of 5

POSTED: | BY: LA Staton

Never knew it could be this EASY...THANK YOU!!

My little gurrl, Evelyn Juanita, is a very tiny Miniature Dachshund. She had both of her adult canines impacted & her baby canines were not budging. She was also due to be fixed. Since she was so small (approx. 10# at 10 months) her vet and I only wanted her to undergo anesthesia once.I was pleasantly overwhelmed that Embrace was covering the FULL surgery!! Then I also bought her Heartworm & Flea/Tick meds...with NO hesitation...NO question...BAM COVERED!!! You all ROCK!!! The vet staff was surprised at ALL the items you covered...I did share the list when I gave them the claim form...so they knew how great you all are!!!
5

out of 5

POSTED: | BY: Lynne

Glad I have Embrace

My kitty Bella has had to go through a lots of testing to figure out why her white blood cell count is elevated. This included an ultrasound & a visit to an internist. Needless to say, this has been very expensive, & I am glad that I have Embrace to cover these expenses. The representatives have been very wonderful to work with when I have questions. I would definitely recommend Embrace!
5

out of 5

POSTED: | BY: Libby

Fast payout and great service

Our boxer had 2 tumors, one which was cancerous needed surgery to have them removed. It was a great relief to know that it would be covered by Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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