5
out of 5
POSTED: | BY: B. Turvey
Great service and coverage
I am very happy to have enrolled my dog Sadie with Embrace. The claims have been settled quickly and efficiently. The customer service reps are the best.
4.9
out of 5
Number of reviews 13,870
Updated: April 16, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brian Coughlin
Great Pet Insurance
I have coverage for my golden retriever, Honey, and have taken advantage of the Embrace Wellness Plan as well. They are very responsive and the customer service is top notch. They even promptly communicate via email, which is what I prefer. It took less then 3 week for them to process a claim and get a check to me. It would have been quicker if I had taken advantage of the direct deposit feature, which I will do next time. Overall, this is a great insurance company and one I have had an excellent experience with thus far.
5
out of 5
POSTED: | BY: Monzella Payne
Timely Service
I am extremely impressed with Embrace Pet Insurance. I was a little hesitant about obtaining pet insurance because I felt it would be a hassle to be remimbursed and/or a waste of time. Embrace has had an influence on the way I thought it would be. I faxed my first claims on a Monday and by Wednesday I received an e-mail that said they were being processed. How wonderful of them to keep you informed as to what is going with the claim and you don't have to second guess if you did something wrong. I will definetely be staying with Embrace for years.
5
out of 5
POSTED: | BY: Annie
Very Satisfied!
We got our 2 year old Boston Terrier insured in December. She got very sick once in January, and twice in February, one of those times even resulting in a very expensive 2 night hospital stay. Not only was Embrace very quick about getting our claims resolved once we filed, but we were VERY happy to find that $700 of the $1,000 hospital stay was covered after just 2 months of paying insurance premiums! And the attentiveness of the Embrace staff also made the whole process painless. We are very satisfied!
5
out of 5
POSTED: | BY: M. Weinsstein
a very good pet insurance-I'd recommend it
This was the first claim I have sent in to Embrace for my cat. I faxed everything that was supposed to be included, thus the claim was processed very fast. I had spent several hours on line to find the kind of cat pet insurance which would be most beneficial and cost effective. I think I picked very well. Thanks Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.