Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Barbara

Goodbye Embrace

I am so disappointed with these last two claims that we just submitted within brace. It's very sad because our beginning with you was very good. Number one our first complaint is how long everything took number two we are very disappointed in the miscommunication between embrace and our veterinarian. Our veterinarian was at fault with some of the information provided however I feel that your company just did not advocate for us and we pay a pretty good amount for our insurance. Number three I'm very very very disappointed that no matter how many times we've called you on the phone you still have the wrong diagnosis for cozy and you closed the claim. The diagnosis code is not for loss of appetite we did not take her into the vet for that. We took her in for a possible neck injury. She was prescribed pain pills and that's it. We have decided to cancel and we're very disappointed.
5

out of 5

POSTED: | BY: Jennifer

Well Worth Having!!!!

Embrace has been Excellent in covering claims. I have a 4 year old boxer and all doctors visit to check-up on anything unusual has been covered without issue. I also love that Embrace covers breed specific issues. I recommend Embrace to all my family members with pets!
5

out of 5

POSTED: | BY: Cheryl Patrick

Best choice

Can't say enough on how happy I am with Embrace. So worth insuring your pet. I recoomend Embrace every chance I get.
5

out of 5

POSTED: | BY: Michele

The best

Very pleased with Embrace. Customer service very friendly and helpful. Reimbursement was fast
5

out of 5

POSTED: | BY: Dustin Kellenberger

Excellent Service

Awesome service and fast as always.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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