5
out of 5
POSTED: | BY: Cathy
Great experience - first time for pet insurance
First time insuring a pet. Hexxi is a young pup that ate her toys. One had to be surgically removed. Thank you for covering her surgery.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bill
Outstanding service
We are very happy with Embrace pet insurance. We have only Rocco and he is a mixed breed dog that we love very much. When he was diagnosed with diabetes I thought this was the end of another animal that we love very much!! Embrace along with vet made this us comfortable with the smooth process of reimbursement and assistance with all of our claims.
5
out of 5
POSTED: | BY: Gabi
Thank you, Embrace
I just got Embrace insurance on my 7 yr. old dog. After a couple of weeks being insured, my dog had Obstruction Surgery. Never thought this would happen to my dog. Well, was I lucky. Embrace covered 90 percent of my total bill after my deductable, as it was stated in the contract. I could not be happier with them. Thank you, Embrace!
5
out of 5
POSTED: | BY: Madhu
Thank you!
My 8 year old boxer had to have surgery twice within a month for lumps that we spotted on two different occasions. Very nerve racking for me, and expensive, to say the least. But Embrace stepped in and made sure I was reimbursed promptly. My baby girl is better and lump free (4 of them turned out to be lipomas, 1 was the beginning of a mast cell tumor we found early). She is her spunky self again, and Embrace was with me the whole time.
5
out of 5
POSTED: | BY: Sherry
Quick Claim Turnaround
New to Embrace but I've faxed in 2 separate claims on my wellness plan and both paid within a week.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.