Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,923

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda

Emergency Treatment

I've been with Embrace for 6 years and have only great things to say about them. Customer Service is amazing and their payments quick and easy. Recently I had an emergency with my dog and had to take him to a Vet emergency room. My dog ingested gum with Xylitol which is very poisonous to dogs. My dog was kept for 24-hours at the hospital. His stomach was washed and he had to be put on fluids. My bill was 80% covered by Embrace. Once again once I submitted my claim, everything got process within a week. I had other pet insurance before but Embrace has been the best.
4

out of 5

POSTED: | BY: Julie

Happy Clients mean Happy Patients!

We have been clients for years and are very happy with Embrace coverage. The customer service is excellent too!With the coverage we have been offered, we are able to give our pet the best care possible! With the rising cost of health care, we probably wouldn't be able to give her this level of care, if we didn't have Embrace Insurance.
5

out of 5

POSTED: | BY: Scott

I though Embrace was good insurance for my pet.

My 12 year old golden retriever Bailey just passed away. He was covered by Embrace since he was 1. Embrace charged a fair amount each month, paid the claims they said they would and always answered the phone every time I called with a real person who could answer my questions. If I get another dog, I will use embrace again.
5

out of 5

POSTED: | BY: Donna

So Happy With Embrace!!

We purchased insurance for our two Pit Bulls around two years ago. Best investment we have made for our fur babies. I love the wellness program which covers all their shots, etc. and it is 100% reimbursed. My male dog tore his ACL and Meniscus last year which required surgery. Embrace made the process very easy and paid back our claim very promptly.
5

out of 5

POSTED: | BY: Lesa

I wish...

I wish that my own health and dental insurance was as easy to navigate as Embrace has been.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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