Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margaret

Neeka

Embrace is everything they promise to be. Very refreshing to work with an insurance company that processes and pays out on my claims so quickly. I recommend Embrace to all my family and friends with pets.
5

out of 5

POSTED: | BY: Gabi

Thank you, Embrace

I'm just a short time into the insurance & my boy needed emergency surgery at the specialty hospital for obstruction. With different bills from my vet with diagnosis & Surgeant, I'm very pleased, that Embrace took care of the bills. I think with this experience, I put my other dog on Embrace Insurance as well. Thank you, Embrace!
5

out of 5

POSTED: | BY: Pamela

Great Experience

When your pet is sick, the last thing you want is to worry about what it will cost. I have had no worries with Embrace. They have taken good care of us.
5

out of 5

POSTED: | BY: Joseph

A wonderful experience

Great customer service
5

out of 5

POSTED: | BY: Kathy

Great customer service

The communication from Embrace regarding claims status has been great. Timely and clear. Most of all - no hassel in covering what they promise! Thank you EMBRACE
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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