Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,923

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janice

Great Service

Our 5 year old dauchshund had emergency back surgery in January 2017. In the turmoil of not knowing if Chuli would ever walk again, Embrace made it easy to make our claim and covered 80% of his $6000 surgery as well as some physical therapy. Four months later Chuli is walking and happy again. Thank you Embrace!
5

out of 5

POSTED: | BY: Henry

Great Service !! Highly recommend !!!!

Great service and fast at that. They stay to the contract and highly recommend !!!
5

out of 5

POSTED: | BY: Rita

Outstanding Service

The process for submitting claims and getting reimbursed couldn't be simpler or more responsive. Totally happy with my involvement with Embrace Pet Insurance.
5

out of 5

POSTED: | BY: Nina

Embrace has been great!

Embrace has worked with us, our vet and emergency clinic for several issues with our shar pei Keaton. Embrace has been responsive and swift with claims and also willing to hear appeals to reconsider coverage. We are happy to give Embrace two thumbs'up and one big tail way.
5

out of 5

POSTED: | BY: Angela

Definitely reccomended, very prompt and fair !

An eye injury occurred and of course late at night so off to the emergency clinic. Thank goodness we went as prompt attention enabled my dear little dogs torn cornea to heal quickly!!!So glad I decided to buy insurance and so very happy with Embrace quickly covering our claim!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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