Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CJ

Best Pet Insurance Ever!!

I researched several companies before choosing Embrace so I feel confident that I can sincerely claim this to be the best company out there. Their coverage is straightforward, comprehensive, customizable, and efficient. I am new to owning a pet but feel so comforted knowing that my little guy will be well taken care of and it won't have to cost me a fortune when an event occurs. The premium I pay was equal to a small insurance plan I had for myself that did not have near the same type of benefits. I think it's funny when we can take better care of our animals than we can ourselves. I am a very happy and satisfied customer. The claim process is quick and easy. This has truly been a amazingly positive experience for me and my pet.
5

out of 5

POSTED: | BY: nora

best money i've spent

fast, easy, on time review of claims and immediate payments, could not ask for more.
5

out of 5

POSTED: | BY: henry

Embrace is number ONE

Embrace is always there. Just read your contract and they will keep up their end. I see some people say their unfortunate because their pets did have any problems and so they did not use Embrace two things I say : #1 Be glad you have a healthy pet and #2 Embrace is their if you need it, just fire ins and car ins. Its Great peace of mind with a great insurance for pets !!!No I do not work for Embrace !!!!!!
5

out of 5

POSTED: | BY: Lynne

Best decision we made as PetParents!

I knew I wanted pet insurance for our standard poodle, Dexter, so I researched like crazy before deciding on Embrace. Now, 7+ years later, I consider it one of the best decisions we have made - and I tell all of my dog park friends to become Embracers as soon as they can. Dexter has had numerous health issues - allergies, eye problems, and two (yes, TWO) torn ACL's with accompanying surgeries. With Embrace, we were able to go to the best vets for surgery without worrying that we would have to put off early retirement! Claims are paid very quickly, and every time I have had a question I have encountered knowledgeable, helpful and kind representatives. We couldn't be happier. Thank you, Embrace!
5

out of 5

POSTED: | BY: Rebecca

Thank you for the friendly service

Embrace was easy to deal with and kept me informed of the claims processing. I highly recommend them to other pet owners... reduces the stress when you are already so worried about the furry baby.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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