5
out of 5
POSTED: | BY: Chantal
Very satisfied
So far we have been very satisfied with the insurance
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lyndsey
Who Knew Dog Rear Ends Could Be So Expensive?
Our rescue doberman ended up having some badly infected anal sacs. The costs quickly added up-- anaerobic culture tests, 4-month supply of Clavamox and its generic version, starting the dog on Apoquel and a prescription diet (our vet believes this is all allergy based). We burned through our deductible in 2 visits.
I sent claims to Embrace via email and they responded and opened a claim within a day or two (depending on time of week). The only reason there was a delay between submitted claims and approval was because of some trouble getting our dog's medical history. Once that was submitted, everything processed very quickly and smoothly.
5
out of 5
POSTED: | BY: Diane
A stressful time, but Embrace was there
January was a tough month for my pup, Picard. He had an injury (emergency vet visit) 12/22; then on 1/1 had blood in his urine, unrelated (and another emergency vet visit). There were several follow up visits and tests until we ID'd the cause and a course of treatment, just days before I was scheduled to go overseas.
The bills added up, but Embrace reimbursed much, and did so quickly, which really eased much of my stress.
Thank you Embrace. I'm so grateful you are Picard's insurer.
5
out of 5
POSTED: | BY: Laura
EXCELLENT!
I can't say enough about Embrace Pet Insurance. Extremely responsive, but most of all compassionate. I submitted a claim for euthanasia services for my dog who was in kidney failure. When I submitted the claim, I got an unsolicited, nice note back expressing condolences. I feel like part of the Embrace family!
5
out of 5
POSTED: | BY: Cindy
So grateful to have Embrace insurance
We did not have pet insurance with our last pair of Jack Russells. It cost us a small fortune to treat cancer and other illnesses throughout their 16 yrs. We signed up for Embrace immediately when we got our current JRT puppies. Before they were 6 mos old we were submitting claims, still do 2 1/2 yrs later! Thank you Embrace and our Vet hospital for recommending themCindy S.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.