Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jodi Pinney

Couldn't be happier!

The staff was very helpful with my questions regarding our deductible and the claims process. The process was simple and the claim was processed quickly. I had my check within a week...again I couldn't be happier! Thanks Embrace!!
5

out of 5

POSTED: | BY: Mindy Marburger

Excellent service

All my claims are processed in a very timely manner, and turnaround time for payments is extremely quick. I'm so pleased with Embrace, and I highly recommend them to other pet owners.
5

out of 5

POSTED: | BY: Roger Ross

Amazing comprehensive pet insurance

I have an 11.5 year old Puggle who is everything to me This insurance pays for itself very quickly each year Very fair and the $dollar value reimbursed has been considerable for me
5

out of 5

POSTED: | BY: Nina

Great Service

I'm so glad that I chose Embrace after considering other options. The customer service is unbeatable and the turn around time on claims is fast with updates so that I know the status of my claim without wondering. I would highly recommend Embrace and wish that I'd had this insurance for my pets long ago.
5

out of 5

POSTED: | BY: Dana

Simply the best!

I wish I could rate my overall experience with an Embrace as an 11 but it seems that isn't possible. All my research paid off when choosing embrace. My little Bella has had her fair share of health issues and Embrace has truly gone above and beyond to ensure she is always in good hands. From check-ins to follow-ups and everything in between I feel beyond lucky to be in the hands of such a fantastic and legitimately caring company. Thank you Embrace for everything. Keep up the fantastic work.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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