Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Embrace - thank you so much

I've had Embrace for over 7 yrs now and when one of my kitties was diagnosed with cancer was heartbreaking. Embrace has helped tremendously by covering the bills. This way I can continue to offer Mishi the best treatment. Claim submission is easy, processing time is quick. Claim processing progress can be monitored on the website. And their customer service is courteous and very knowledgeable. I highly recommend Embrace to any pet parent
5

out of 5

POSTED: | BY: Samantha

Life saver for us and our young puppy!

Embrace was the best decision we made when we brought home our Bernese Mountain Dog, Finnley. We knew that her breed can tend to have health issues so we decided to invest. When she came down with SRMA (steroid responsive meningitis) at 8 months old, and we were panicked and emotional and rushing from vet, to emergency visit, to specialty neurologist, it was such a comfort knowing that we would be covered by Embrace so we could make decisions that we knew were best for Finnley. Thank you Embrace!
5

out of 5

POSTED: | BY: Elaine Buchanan

My dog has gained years

My dog was found to have a tumor on the spleen. She had surgery that I would not have been able to afford but due to having insurance it was removed and she acts years younger.
5

out of 5

POSTED: | BY: Karine Chavez

Embrace is awesome!

I am very pleased with the great customer service! Very professional, kind, caring and timely with claims. Great company that I highly recommend!
5

out of 5

POSTED: | BY: Barb

Coverage for veterinary care

The claim submitted for the care given to our dog Michelangelo was handled quickly and efficiently. we are very happy with the help we get from Embrace and it's employees
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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