Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colleen

Efficient claim processing and great assistance

I did shop ins. co. before I signed with your company, and you do have the best rates. Even if you didn't, I would still be a loyal customer. In addition to your efficient claims processing and assistance with issues or concerns, I was totally moved me with the sympathy card your employees signed and the candle you lit in memory of my beloved Havoc. That was so thoughtful and kind, and I greatly appreciated your gesture. I totally was not expecting that, and it showed me that you truly care about your customers and we are not just a source of income for your company. Thank you so much.
5

out of 5

POSTED: | BY: Rosemarie

Best Insurance To Work With

I haven't had to use my pet insurance much until this year, but the customer service at Embrace has impressed me greatly. Claims are processed quickly, the representatives know their products and are sympathetic to worried pet owners.
5

out of 5

POSTED: | BY: Lara

Fast and great service

I'm so thankful for Embrace! My puppy has been insured with them since I bought her and every claim has been processed fast and efficiently. I'm so thankful for their wonderful customer service and the coverage we have for my baby.
4

out of 5

POSTED: | BY: Rose

Actually saved with pet insurance with Embrace.

I am satisfied so far. My dog has a long road ahead of him so we will see how well things go.
5

out of 5

POSTED: | BY: Brittany

Very helpful!!

I love embrace! My 9 year old Cavalier King Charles spaniel has a torn acl and a heart murmur and they help me with all of it! Right down to his laser therapy for his leg. Because of them I am able to afford making the rest if Charlie's years more comfortable. ♥️
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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