Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Woody

Excellent Wellness Plan

When researching pet insurance, Embrace stood out because of their wellness plan and customizable illness and accident plans. It's wellness plan coverage and price exceeded other competitors.The wellness plan has paid off completely in it's coverage for our two dogs. Their claim process is pretty simple and their communication throughout the process is very nice. I have recommended Embrace to family members who have also purchased insurance through Embrace. Thankfully I have not had to use Embrace for an accident or illness, but I can rest easy knowing I can get my sweet boys the care they need and not worry about finances.
5

out of 5

POSTED: | BY: Keith

Great company with top notch customer service!

I am very happy with Embrace that both my dogs are now on the plan. They provide quick turnaround time on their responses as well as the insurance claim checks. Keep up the great work!
5

out of 5

POSTED: | BY: Felicia Sloin

Very responsive

I am so grateful that I had the presence of mind to get Embrace insurance for my 2 dogs. After a recent emergency hospital visit, customer service was friendly and made everything really easy. I had a check within a week.
5

out of 5

POSTED: | BY: Carol

Great Company

I have been with Embrace for several years and have been very pleased with this company. Every time I have contacted them by phone, the person answering has been extremely helpful, knowledgeable and professional. When filing a claim, the claims are quickly reviewed and processed. I would and have recommended this companyto others.
5

out of 5

POSTED: | BY: Ginger Yang

Great Insurance

We are so pleased with Embrace. Claims are hassle free and they reimburse fairly quickly!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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