5
out of 5
POSTED: | BY: Maria
Thank you Embrace
Thank you for helping with the medical expenses. Embrace is great. We have been a customer since 2014 and are grateful that Embrace was there to help us.
4.9
out of 5
Number of reviews 19,923
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Joan
Great pet insurance
Really happy with Embrace. They are quick to reimburse, and easy to communicate with. I would definitely recommend them to anyone with a dog
5
out of 5
POSTED: | BY: Jess
Excellent Customer Service and Very Responsive
We've had Embrace for about 7 months now and it is definitely worth the value. No other companies even come close to the coverage that Embrace provides. We have had no issues with resolving claims. Customer service is excellent and we always receive reimbursement in a timely manner. HIGHLY RECOMMEND Embrace!
5
out of 5
POSTED: | BY: Paige
Easy to work with!
I've had such an easy time working with Embrace. They're easy to get ahold of, & it's easy to submit a claim. The only reason it took over 3 weeks to process my claim was because I was missing paperwork. I got ahold of a very friendly Embrace employee named Peter & he was able to tell me exactly what paperwork I needed to submit. I easily uploaded the paperwork, saw that it cleared, & very shortly after saw that my claim was processed. Thanks for your help, Embrace!
5
out of 5
POSTED: | BY: Sam
Buy this insurance it has helped us
My vet recommended this insurance plan and I was not sure about whether to buy it or not. I did and it has been a pleasant experience and prompt payment of items covered. I didn't think we would need this insurance and it turned out we did and it has totally paid off. I have mentioned this company to my vet and the emergency vet to spread the word to other pet owners. I never write reviews but thought I would give a thumbs up to buy pet insurance from Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.