5
out of 5
POSTED: | BY: martha allen
very responsive ,quick turnaround
embrace has been a great help with my german shepherd Sully who is allergic to everything. It has helped us afford his costly treatments.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Hal
Excellent service
We've had a long illness of pneumonia with our standard poodle, Stormy.Lots of tests,xrays and medication.All covered quickly and without question.
We had a different insurance with our previous dogs and it didn't compare to the service from Embrace!!
5
out of 5
POSTED: | BY: Barbara Sills
Great Insurance Company
I signed up with Embrace because my dog is getting older. They are excellent to work with and have processed my claims quickly and refunded me just as promptly. They are very easy to deal with and give a thorough explanation with each claim.
5
out of 5
POSTED: | BY: Carrie
Pleasantly Surprised
I was a little skeptical about getting pet insurance for my two dogs, whether or not it would pay off. However, after my dog went to urgent care and was in the hospital for a few days, I had a bill of over $1,000. Embrace came through accepting my claims and I was reimbursed for a significant amount. I would recommend insurance to everyone who has a pet, if anything for peace of mind.
5
out of 5
POSTED: | BY: Ruth Wasserman
Quick,easy,and painless
Somehow Valium managed to "sprain" his back. There was no rough-housing with his big brother,no high jump downs,nothing we could think of that would have caused it. He couldnt get comfortable,cried, dragged his belly and was in total misery. He reqired sedation,xrays,medication to alleviate the pain and allow healing. Filing his claim was easy,quick. The embrace rep was so helpful and understanding. Thank you
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.