5
out of 5
POSTED: | BY: Dawn
awesome
Embrace always handles my claims with professionalism and yet a personal touch in a timely manner
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: LA
Never knew it could be this EASY...THANK YOU!!
My little gurrl, Evelyn Juanita, is a very tiny Miniature Dachshund. She had both of her adult canines impacted & her baby canines were not budging. She was also due to be fixed. Since she was so small (approx. 10# at 10 months) her vet and I only wanted her to undergo anesthesia once.I was pleasantly overwhelmed that Embrace was covering the FULL surgery!! Then I also bought her Heartworm & Flea/Tick meds...with NO hesitation...NO question...BAM COVERED!!! You all ROCK!!!
The vet staff was surprised at ALL the items you covered...I did share the list when I gave them the claim form...so they knew how great you all are!!!
5
out of 5
POSTED: | BY: Lynne
Glad I have Embrace
My kitty Bella has had to go through a lots of testing to figure out why her white blood cell count is elevated. This included an ultrasound & a visit to an internist. Needless to say, this has been very expensive, & I am glad that I have Embrace to cover these expenses. The representatives have been very wonderful to work with when I have questions. I would definitely recommend Embrace!
5
out of 5
POSTED: | BY: Libby
Fast payout and great service
Our boxer had 2 tumors, one which was cancerous needed surgery to have them removed. It was a great relief to know that it would be covered by Embrace.
5
out of 5
POSTED: | BY: Ivia
So happy and grateful!
I've had Embrace for my dog ever since 2009 and never had to use it, but before I got it for my adopted Cane Corso I researched a lot and finally chose Embrace. Well, unfortunately it came the time that I had to use it, my dog collapsed at home one day and after a fews days at the vet, exams and surgery they told us she had an aggressive type of cancer and only up to 6 months to live. Well, I decided to get an integrative vet to treat her and very happy to say that that was more than 6 months ago, my dog is still in treatment and is doing great. Embrace and its customer service people have been great all long the way. From the emergency first days to the monthly treatment we still are doing. Once I submit a claim, it takes less than 2 weeks for them process and give me an answer. If I have a question or any doubts they are always ready to help me. I never had any issues at all and even got an answer back from an email (from of my claims explaining how happy I was with the vet treatment and how healthy/happy my dog seems to be now) that made me smile, think about all day and share with my husband. The person that wrote me back was sweet, encouraging, she had all of my dogs medical info and knew exactly what we are dealing with and was amazed by the results we are getting with this alternative treatment that is also covered by Embrace. I am very grateful for them, that I am able to provide an excellent treatment for my dog and that Embrace has our back.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.