Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah Redd

Embrace is easy to use, and the staff is fantastic

Easy to navigate. Easy to get a hold of someone. Great customer service. Quick response times. I filed a claim and within 10 days it was processed. I received the check very quickly after as well.
5

out of 5

POSTED: | BY: Helen Cataford

It's better than my own health insurance!

My dog had been healthy until last year when she needed surgery. She is fully recovered and feeling great at age 10. The best part of all of this is the fact that I have Embrace Pet Insurance. They were so helpful during my dog's surgery and responded promptly to my inquiries. I was reimbursed not only for the surgery but for treatments we tried before having surgery. I am so happy with Embrace Pet Insurance. I would recommend them to anyone who wants the best for their pet!
5

out of 5

POSTED: | BY: Sandra Kearney

What a terrific experience with Embrace!

In order to have my dog receive early approval for the orthopedic aspect of our his insurance policy, we had to have a vet check and form filled out. At the same time, I got his monthly flea and tick meds. We do have the Wellness rider on his policy. I was delighted at how easy it was to download the form, which was personalized for our dog, and to send in the claim. Faxed from the vet office and filling out the claim form on line with a copy of the bill, was very easy. I quickly received an acknowledgement of the claim and within a week had notice that it had been approved and that all costs were covered. I wish Anthem-Blue Shield worked this way! Delighted with your service and each person from your organization thatI have dealt with on the phone. Thank you for the terrific service.Sandra K.
5

out of 5

POSTED: | BY: Jeannie Gaffney

Very Grateful

I am very grateful to Embrace for their ability to be professional,but also, the care they extend while working with us. Our Bree was a shelter dog, so we weren't sure what we were getting into. We have grown to love her so much and Embrace has helped us keep her healthy. Words cannot express.
5

out of 5

POSTED: | BY: Antonio Gutierrez

Best pet insurance with peace of mind.

I have used embraced many times for my two dogs and not once has it let me down. Knowing that I can take my furry babies to the vet and know that I have Embrace that cares for the well being of them and assist with their medical needs is truly a peace of mind.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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