5
out of 5
POSTED: | BY: Zoe
Embrace is awesome!!!
Always answer all my questions, even put in for predetermination for future testing for me... they are awesome!!! :)
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Korri
Thankful for pet insurance
In December 2015 we added a Ragdoll kitten to our family, I felt inclined to get pet insurance for her before she hit 6 months of age. I am so thankful I did as we recently learned she has mild heart disease at age 14 months. We are heartbroken but so very thankful to have insurance as vet visits will be required every six months to monitor her condition so that she receives the best care for as long as we have her. Embrace processed and paid claims within 2 weeks of submission, I appreciated having the website to track claims and preserve history for our cat, as details and history can get fuzzy over time.
5
out of 5
POSTED: | BY: Kathy
Claim response
I am new to Embrace and have been nothing but pleased in the Customer Service and their willingness to listen and act on a claim error that I discovered. This was immediately rectified and an adjustment was made.
5
out of 5
POSTED: | BY: Darlene
AWESOME PET INSURANCE
The absolute BEST pet insurance!!!!!!! We received our reimbursement for services within a week!!!!!!!!!! Customer service is phenomenal!!!!! Always ready to assist with any questions you may have. The customer service department has some of the nicest people to assist you. I wouldn't hesitate to purchase this insurance at all! Keep up the great work Embrace!!!!!!!!!!
5
out of 5
POSTED: | BY: Howard
Excellent service and fast response to inquires.
Dog bite attack resulted in some hernias that needed repaired after initial treatment. Vets report on the claim was confusing due pre existing hernia. Excellent communication between Vet and Embrace cleared up problem quickly.Total satisfaction on how claim was handled quickly and efficiently.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.