Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,923

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Allie

Worth every penny!

Embrace continues to provide comprehensive, no questions asked care for ongoing/chronic medical conditions. I'm consistently amazed at how quickly the claims are processed.
5

out of 5

POSTED: | BY: Alexandra

Great Insurance & Customer Service

Wonderful insurance coverage options. Ability to speak with a human is great. Follow through on claims and service by Embrace staff is thorough.
5

out of 5

POSTED: | BY: Elaine

Excellent Customer Service

I have wellness coverage with my pet policy, and I submitted a wellness claim on 3/22/17 via email. Within 24 hours I received a response from Embrace notifying me that they had received my claim. On March 28, I received another email from them notifying me that my claim was approved. I am more than satisfied with Embrace! Keep up the great work.
5

out of 5

POSTED: | BY: Nicole

Amazing Service

I was very hesitant about pet insurance because I wasn't sure if it would be worth it or not, and I must say I totally love it! I've had amazing service with Embrace! Quick response times to all my emails and claims and filling a claim is so unbelievably easy. I love the wellness riders, that's why I chose Embrace and I'm so glad I did!
5

out of 5

POSTED: | BY: Luis

We can't thank you enough!

On behalf of our girls, thank you so much for ALWAYS being in our corner! The processing of claims and reimbursement is fast and efficient! Everyone we've ever come in contact with at Embrace has gone above and beyond!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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