Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

People are stunned when I tell them about Embrace

A friend told me that Embrace provides better coverage than her own insurance company! Thank goodness .... I adopted a 9 year old Siberian Husky who is now approaching 12 and has had a rough year....she was diagnosed with a brain tumor and Embrace covered her radiation treatment. She is once again an active, engaged companion thanks to Embrace!I stop people with puppies and tell them to buy Embrace.
5

out of 5

POSTED: | BY: Lindsay

Peace of Mind

Embrace has given our family peace of mind whenever our dog is sick or injured. They are always prompt and answer questions.
5

out of 5

POSTED: | BY: gina

quick & efficient

always fast and efficient response
5

out of 5

POSTED: | BY: Jennifer

Embrace is great!

Embrace has easy to understand policies and procedures. They are responsive and very helpful. It is a great option for me and my dog.
5

out of 5

POSTED: | BY: Tony

Molly love Embrace

My boxer Molly needs periodic cardiac monitoring, twice a year in fact. Embrace is always there for us with timely processing of claims, and exceptional support. Tony
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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