Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Peggy

So far so good

I have an 8 mo old Yorkie who has had gastro issues from day 1. Once I met my $500 deductible,I began receiving reimbursement checks. Although the diagnosis doesn't change, sometimes claims move quickly, other times not so fast. I was recently told that they are very busy this time of year. People registering puppies from Christmas & Valentine's Day. Hmmm not so sure 🙄
5

out of 5

POSTED: | BY: fabiana

DUKE

Embrace is the best I recommend it to all my pet lover friends!!!!
5

out of 5

POSTED: | BY: Michelle

Great coverages and fast claim payment !

My havanese has allergies and has been on a allergy serum now for about 3 or 4 years. I give her a small shot every Friday. All her allergy testing was covered by Embrace. And now all her allergy medications are covered as I purchased the additional prescription coverage, which I highly recommend. I use it all the time. Claims are always paid very very quickly! I highly recommend Embrace.
5

out of 5

POSTED: | BY: EDWIN

BEST OF THE BEST

WOW, OUTSTANDING PET INSURANCE IN THE UNITED STATES OF AMERICA. THANKS FOR EVERYTHING YOU ARE THE BEST. HIGHLY RECOMMENDED I AM VERY PROUD TO HAVE " CHARLIE DOG " IN YOUR INSURANCE. THANKS FOR THE QUICKLY RESPOND ON THE REFUND AND GREAT, GREAT CUSTOMER SERVICE. # 1
5

out of 5

POSTED: | BY: Karen

People are stunned when I tell them about Embrace

A friend told me that Embrace provides better coverage than her own insurance company! Thank goodness .... I adopted a 9 year old Siberian Husky who is now approaching 12 and has had a rough year....she was diagnosed with a brain tumor and Embrace covered her radiation treatment. She is once again an active, engaged companion thanks to Embrace!I stop people with puppies and tell them to buy Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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