4
out of 5
POSTED: | BY: Maria
Great
I have embrace for like a year now and they are great... The answer my questions right away , they clam was perfect!!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY:
Thankful for the coverage Embrace offers us.
5
out of 5
POSTED: | BY: Deb
awesome stress free insurance
How often can you use those words in relation to insurance of any kind. They're customer service is very friendly, clear and easy to understand. They respond immediately to your claims and with payment. Which makes the whole process completely stress free, leaving you with more time to spend taking care of your four legged family member.
5
out of 5
POSTED: | BY: Dayna
Claim process super smooth; fast refunds
I have had Embrace pet insurance for a year and a half. My dog received a diagnosis for a chronic disorder; he will need to be on maintenance medications the rest of his life. I feel very lucky to have chosen Embrace over the others. It is super easy to submit a claim; there are multiple ways to submit your claim. I always choose to upload on the website, but emailing, faxing, even snail mail is an option. The claim form is very quick and easy for you and/or your veterinarian to fill out- I don't feel like it is an undue burden on the doctor to ask him or her to complete it. I have always gotten a confirmation of submission, and follow-up emails, so I know where we are and in the process without going online to check. The only thing I wish is that there was an app where you can take pictures of the form and upload, and see your claim right from an app. Even without an app, it's an easy process. That is just a wish list thing. I highly suggest Embrace. Easy process, great customer service on the phone and email, and your refunds are quick & they offer direct deposit.
5
out of 5
POSTED: | BY: Howard
Excellent Service. Trusted.
I cannot say enough good things about Embrace Pet Insurance. I have had other pet insurances over the years and everything was a fight. It kind of defeated the purpose. Ever since I started with Embrace, they have been more than fair and timely. A few years back, my golden tore his ACL and they covered everything they said they would, without question! Recently, he was diagnosed with cancer and needed lung surgery for almost $9,000! Without Embrace's coverage and timely payments, I would not have been able to do this. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.