Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Embrace is WONDERFUL

Excellent coverage. Claims submission and processing is very smooth. Customer service is excellent. Considering that you work with them during very stressful times, they truly make your life easier. I've had Embrace for all my 4 kitties for over 7 years now and I was always very happy with the overall service. Because of them I was able to offer my kitties the best medical care. And save their lives.
5

out of 5

POSTED: | BY: vincent Ng

Embrace Pet Insurance

Embrace understands customer's need and feeling. Regardless your claim is legitimate or not, they always try to help you. They know how much your pet means to you. Their goal is to ensure your pet receive an affordable care and living happily as part of your family.
5

out of 5

POSTED: | BY: Tami

Great service

Very impressed with the customer service, and timely payment of claims.
5

out of 5

POSTED: | BY: Tony

Terrific Service!

We have been a client with Embrace for several years. We have A boxer Molly and Embrace has been with us through every medical issue with fast claim processing and superb customer support!! Molly
5

out of 5

POSTED: | BY: Mary Mowdy

Peace of mind & Easy process

I was laid off two days prior to Maggie's ( my Chihuahua-Terrier mix) surgery to remove a mass. I had submitted a pre approval form and was told the mass removal was covered under her policy. I went ahead with the surgery not completely trusting Embrace and terrified that when I submitted the claim I would get the run around. The surgery went fine and Embrace paid exactly what was covered and communicated to me. No run around! What a relief! This is a company you can trust. Mary
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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