Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Family

Perfect support!

We had our first experience sending a claim to EMBRACE and need to say that it was managed in a very professional way. Very happy with the timeline for the whole process :-) Thank you.
5

out of 5

POSTED: | BY: Frank

As Promised

Our prior insurance company, 24PetWatch (recommended by our local humane society) lost its underwriter in Florida and failed to provide me with notice. I then conducted diligence, ultimately choosing Embrace primarily because of its affiliation with USAA. In contrast to our prior company, Embrace is without peer. Shortly after obtaining coverage, our dog has an issue. We submitted two separate claims that were reviewed in quick order and approved within policy restrictions. I am impressed by Embrace's communication with the client - emails explaining coverage, prerequisites, a summary of review of pre-existing conditions. Very satisfied.
5

out of 5

POSTED: | BY: Vicki

EXCELLENT CUSTOMER SERVICE!!!

We have been delighted with the exceptional, efficient and speedy attention we have consistently received from Embrace Pet Insurance. They are not only professional in their handling of our matters, they are always available to answer specific questions, should they arise. I would HIGHLY recommend their company to those who are in the market of comparative shopping for pet insurance. A++
5

out of 5

POSTED: | BY: Debra

Excellent

Our puppy broke a toe and required X-rays and multiple vet visits. We couldn't be happier with how the claims were handled. Embrace took care of things professionally and quickly. Highly recommend them.
5

out of 5

POSTED: | BY: Kat

Thank you

Pet insurance is a safe place for all families with pets. We insure our children why not our pets. They are just like our family. Thank you 😊
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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