5
out of 5
POSTED: | BY: Ietia
Great, I had no worries.
My vet submitted needed paperwork, claim forme. Embrace quickly reviewed and advised me I had the proper coverage, and claim results.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandra Kearney
Fast and Easy
Filing a claim is quick and easy, even for someone with little technical knowledge. I really appreciate the rapid acknowledgement of my claim and that updates to the claim are sent in a timely manner. The insurance has proved beneficial and I am very glad I purchased the wellness insurance. It covers, without question, the monthly flea, tick and heart worm meds.
5
out of 5
POSTED: | BY: Janis Low
The best pet insurance
Embrace has been so good with covering my expenses for all my pets. They are courteous and fast with the claims and payments. Payment usually comes within 2 weeks after the claim has been received. I would never change companies. Embrace is excellent. I recommend embrace to all pet owners.
5
out of 5
POSTED: | BY: Ben
Soft Palette Surgery
Hello,
I am just writing to say Embrace is a wonderful company. They paid out on a claim of nearly $6,000 with zero back and forth. The situation is difficult as it is and not having to have the financial worries eases the burden a little bit.
Would certainly recommend.
5
out of 5
POSTED: | BY: Jessica
Professional & efficient
The Embrace claim staff communicated very well, and provided fast responses. They stayed on top of my claim while I waited for a previous vet office in a different country to respond; great work.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.