Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Annemarie

Thank You

Stella had to have emergency surgery, It was very unexpected and costly. I appreciate Embrace to tending to all of the needs of a family in crisis. Every thing was in such a timely manner and with great consideration and empathy. I am grateful for Embrace being there for us.
5

out of 5

POSTED: | BY: Teresa

Continued to be satisfied

I have received great customer service with Embrace. Whenever I have a question they respond quickly and are very helpful. They have even contacted me to make sure I received my payment timely. I continue to be very satisfied and so glad I chose Embrace for my pets insurance.
5

out of 5

POSTED: | BY: David

Excellent Response

All claims -- illness and wellness -- were handled fairly and quickly. An excellent experience from start to finish of the process. Thank you!
5

out of 5

POSTED: | BY: Dawn

TG for Embrace

When we got the diagnosis that our dog needed an TPLO surgery we didn't have to worry because of Embrace. I have had Embrace for 2 years now for several of my dogs and they are very professional to deal with. We always receive our payment within the time frame they give you.If we didn't have Embrace we wouldn't be able to afford the high costs of what the vets costs today. We have multiple dogs and which having Embrace takes our worries away every time something happens or even going to the vet for a annual checkup. Well worth the money and will keep your mind at ease if an emergency ever occurs with a pet.
5

out of 5

POSTED: | BY: Seena

No Doubt about it EMBRACE is the best

I cannot say enough about EMBRACE. Their customer service is excellent and so is their website. If I want to know about a claim all the info is online. Our puppy got violently ill and the Emergency Room was not sure why at the time. They had him on IV's kept overnite,did many tests, ultrasounds, blood work etc. He is now 2years old. Embrace was right there to contact me to check up on him. paid the claims right away. Thank you so much EMBRACE!!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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