5
out of 5
POSTED: | BY: marcia linz
great service
Always hope everything is going good with your insurance.
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Beth
Great insurance
Embrace covered my claim quickly and exactly as they say. Questions get answered right away, and the staff is very helpful.
1
out of 5
POSTED: | BY: Darkene larsen.
Rip off
There coverage is well lacking to say the least. If you can't make a claim for a 2 year old dogs abscessed tooth what could they possibly cover? Coverage for 2 years with zero claims on 2 dogs. Took them a month to tell me my claim wasn't approved and that was after getting info from my vet to support the claim. No preexisting issues. Just your policy didn't cover this. Teeth cleaned. Nope doesn't cover that either. No explanation what so ever. Just awful service after paying for 2 years without ever making a claim.
5
out of 5
POSTED: | BY: Lisa Capparelli
Great coverage
I'm very happy with Embrace. Their turnaround time is fantastic as well as their coverage. There are no surprises!
5
out of 5
POSTED: | BY: Jeff
Embrace pet insurance is awesome
I would never own a pet without pet insurance Embrace has been awesome never any problems collecting after a claim, they are so good we are so happy to have them and so are our pets.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.