Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: R.Thomas

Trustworthy & Honest Compay

Our cat went from healthy to we thought we were going to have to put her down overnight. She couldn't stop vomitting. It ended up she had pancreatitis and a cyst the size of a golf ball. Our kitty is only 7.5lbs & considered elderly. It took several months for her health to turn around and roughly $1700 in vet bills. Thankfully we had Embrace. The agents are amazing! They are knowledgable on their insurance plans and compassionate at the same time. I highly recommend Embrace
5

out of 5

POSTED: | BY: Afred McDonell

Excellent Company Wonderful People

My French Bull Dog was having respiratory destress and he had to stay over night in an animal hospital and was seen by three different specialists and had many test preformed. Submitting a claim was very easy...well the hospital did this for me and the turn around for the claim was 2-3 week. I have never been so satisfied and impressed with Embrace. I'm so happy that I have found them. I've been spreading the word about Embrace to many friends and even the company I work for.
5

out of 5

POSTED: | BY: Alan Millstein

Timely service

We have had few claims, usually just a wellness claim, however this time our Brody had a skin rash. We took him to the vet and filed 3 claims with Embrace. All three were handled quickly. We have had Embrace for 4 years and are completely satisfied
5

out of 5

POSTED: | BY: richard watkins

good insurance

Vary good people to work with.
5

out of 5

POSTED: | BY: Michael

Claim Promptness

My claim for my dogs injury was prompt and handled with the utmost care.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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