4
out of 5
POSTED: | BY: Jose
Excellent Customer Service
Excellent customer service, and the managed to cover my expenses fully after the deductible.
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Anonymus
Embrace
It is not very surprising that after you have sign in with them and make your first claim, they deny your prescription because you are not cover by it. What is good a Policy if your bring your pet to your Vet and prescriptions are not included????
5
out of 5
POSTED: | BY: Connie E.
Awesome!!!
I want to thank Xena and Darcy with their help on my cat Puck's policy. We rescued/adopted Puck from family and he had issues. Due to my ignorance to e-mails I almost lost his coverage. I do believe this company does care about the pets AND the owners of their pets. I cann't say enough how happy I am with their service and feel that Puck will have a long happy life!!! Thank you Darcy and Xena. You truely made my day!!!
5
out of 5
POSTED: | BY: Sarah
Could not have my dogs without Embrace
I have had Embrace for a few years now, they have covered some major procedures and accidents with my two trouble finding Dachshunds. When I first started with Embrace they seemed a lot more concerned with the time in which you were reimbursed your claim money, and it seems to take longer than it used to, especially when the claim is of a significant amount.
Although they are still exceptionally quicker than companies I have used for past pets, which is always appreciated.
I will say, out of all the companies I deal with Embrace hands down has the best, most responsive (and tolerant of my persistant calls and emails) customer service staff- hands down. They are always pleasant, know their job well, and never leave me feeling like I have more questions than when I first contacted them. I recommend them to friends and family constantly who have pets, I just hope their quick pace stays/steadies so my recommendations are not foiled! Way to go Embrace.
5
out of 5
POSTED: | BY: Carmen
EMBRACE IS THERE FOR YOU - GREAT PET INSURANCE
I've had Embrace insurance for more than two years and I'm happy to report that the company has provided professional, fast, and reliable responses to every single claim I have submitted. They have honored their policies in a timely manner and are always easily reached to answer any questions - both on the accidental illness and wellness policies. I have been truly impressed with the coverage and the service. I tell ALL MY DOG OWNER FRIENDS about Embrace and any strangers who might ask as well. Let's spread the word. Carmen
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.