Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judith White

Terrific health insurance in every way

I've been very pleased with the efficiency of Embrace in handling claims and the customer service when I call with questions is the best. I feel totally protected with this insurance and highly recommend it. I've never carried pet insurance in the past. My vet actually recommended Embrace. I'm so glad I have it now.
5

out of 5

POSTED: | BY: Ann Marie

Happy Customer!!

Embrace is wonderful pet insurance. Great customer service, coverage, very timely claim handling and payment. We love Embrace and would recommend it to anyone!
5

out of 5

POSTED: | BY: Ietia

Great, I had no worries.

My vet submitted needed paperwork, claim forme. Embrace quickly reviewed and advised me I had the proper coverage, and claim results.
5

out of 5

POSTED: | BY: Sandra Kearney

Fast and Easy

Filing a claim is quick and easy, even for someone with little technical knowledge. I really appreciate the rapid acknowledgement of my claim and that updates to the claim are sent in a timely manner. The insurance has proved beneficial and I am very glad I purchased the wellness insurance. It covers, without question, the monthly flea, tick and heart worm meds.
5

out of 5

POSTED: | BY: Janis Low

The best pet insurance

Embrace has been so good with covering my expenses for all my pets. They are courteous and fast with the claims and payments. Payment usually comes within 2 weeks after the claim has been received. I would never change companies. Embrace is excellent. I recommend embrace to all pet owners.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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