5
out of 5
POSTED: | BY: Jennifer
Fabulous!
Claims are always processed in a timely manner. Excellent and responsive customer service!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: sonia
excellent!
I'm very happy with my cats insurance.
Thank You
Sonia Davidove
Lily and Lulu
5
out of 5
POSTED: | BY: Carol
I recommend Embrace to everyone I speak to .
Prompt review of claims, updates on claims in progress. I recommend Embrace to anyone I speak to about obtaining pet insurance. While other people have told me about rates going up and delayed claims, Embrace holds steady and their quality of service is exemplary!
5
out of 5
POSTED: | BY: D.
Awesome as always!
Speedy turn around on recurring medication claim! So appreciated....
5
out of 5
POSTED: | BY: Marianne
Great customer service
My dog was attacked by a dog who was accidentally let out. Luckily apart from a couple of puncture wounds, a fractured tooth and a blood shot eye (and a puncture wound on my leg...) my nine year old Schnoodle is back to being her old self. Embrace handled her claim in a very timely manner and explained in detail why they were not able to cover parts of the vet bill (dental part). I would highly recommend Embrace Pet insurance to other pet owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.