5
out of 5
POSTED: | BY: Lynne
Filing a claim was very user friendly.
I actually sent my paperwork using my iPhone.
4.9
out of 5
Number of reviews 19,921
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Aaron
Embrace is amazing!
they are really friendly, helpful and courteous. my dog has a serious disease and I was worried that he wouldn't be covered, but Embrace has done a wonderful job and is covering his care.
5
out of 5
POSTED: | BY: Stephen
Embrace claim review
I submitted 4 claims for vet appointments and a surgery for my english bulldog's knee surgery. It took about 5 weeks for the process to be reviewed which i felt was unnecessarily lengthy. The delay was due to a TEMPORARY pre existing condition exemption that had expired about a year earlier. They wanted to make sure that there hadnt been any issues during the temporary exemption waiting period. I felt as though the process was unnecessarily long to wait, but ultimately the claims were correctly covered. The staff was very friendly and explained the delay to me. And I recommend Embrace as one of the better companies.
5
out of 5
POSTED: | BY: Beate
A Lifesaver
My little pup had to have her leg amputated, I had just enrolled 2 month prior, the costs were $8000, Embrace was there for us, no questions asked. Please ensure your pet, low price and worth it
5
out of 5
POSTED: | BY: Claudia
Embrace - thank you so much
I've had Embrace for over 7 yrs now and when one of my kitties was diagnosed with cancer was heartbreaking. Embrace has helped tremendously by covering the bills. This way I can continue to offer Mishi the best treatment.
Claim submission is easy, processing time is quick. Claim processing progress can be monitored on the website. And their customer service is courteous and very knowledgeable.
I highly recommend Embrace to any pet parent
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.