Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

Best Service and Coverage for Specialty Breeds

Embrace has been consistently excellent is taking care of our claims. We have a female English Bulldog who unfortunately has been high maintenance since a pup. Embrace has covered all of her needs for us! We are extremely happy with the speed of response they have given us. I highly recommend Embrace for your pet insurance needs.
5

out of 5

POSTED: | BY: Debra

Very supportive and sincere.

On April 30th I lost my service pet Pearl. She was my resource of dealing with chronic pain. The Embrace staff made the paperwork and so easy. I recommend this company highly I had 4 dogs with this company. I have never had a problem from them.
5

out of 5

POSTED: | BY: Laura

Outstanding company

We chose Embrace insurance for our animals several years ago after looking at every company out there. Embrace has lived up to and beyond our expectations. Our oldest cat was recently diagnosed with lymphoma and is responding beautifully to treatment. Claims are simple for the vet to submit thanks to the pre-printed form, Embrace acknowledges receipt immediately and keeps us posted on progress, and we have received checks within a couple weeks. The website is easy to use. Embrace has been a reasonable, compassionate, and responsive company. We appreciated being able to customize our coverage at the beginning, and how easy it is to communicate with the company.
5

out of 5

POSTED: | BY: Carol

Pet Insurance

I have had Embrace several years and it has been a great help in taking care of my Newfs.
5

out of 5

POSTED: | BY: Colleen

Best thing you can do for your pet and yourself.

Your pet is receiving healthy physicals and dental exams. Then one day the teeth need a good cleaning because teeth play an important part in your pets health. In time your pet ages and may need something more than just the norm or heaven forbid there's an accident..you hear the cost and for a split second you think omg! Total relief follows because you have Embrace Pet Insurance. Best thing you can do for your pet and yourself.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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